Effective date: 1 January 2026

1. Acceptance

By accessing service-elmhub.click or engaging Service Elm Hub Co., Ltd. for professional services, you agree to these Terms of Service. If you do not agree, do not use this website or our services.

2. Services description

Service Elm Hub provides offline wallet reserve documentation, audit review preparation, and related professional services for trustees, treasurers, and accountants. Service scope is defined in individual engagement letters, not solely by website descriptions.

3. Website use

You may view and download content for personal or internal business reference. You may not reproduce, scrape, or redistribute site content for commercial purposes without written permission.

4. Intellectual property

All website content, reserve log templates, and deliverable formats are owned by Service Elm Hub Co., Ltd. Engagement deliverables are licensed to the client for internal use and accountant review. Templates may not be resold or sublicensed.

5. No professional advice via website

Website content is informational. It does not constitute financial, investment, tax, or legal advice. See our Not Financial Advice page.

6. Engagement terms

Professional services require a signed engagement letter specifying scope, fees, and delivery timeline. Website pricing is indicative; final fees appear on invoices.

7. Client responsibilities

Clients must provide accurate information about wallet holdings, custody arrangements, and signatory roles. Clients must secure access to hardware devices before scheduled verification sessions. Delays caused by inaccessible devices may incur rescheduling fees.

8. Limitation of liability

To the maximum extent permitted under Korean law, Service Elm Hub Co., Ltd. is not liable for indirect, incidental, or consequential damages arising from website use or service delivery. Our liability for any engagement is limited to fees paid for that engagement.

We do not guarantee audit outcomes, regulatory approvals, or acceptance of documentation by third-party auditors.

9. Indemnification

Clients indemnify Service Elm Hub against claims arising from inaccurate information provided by the client or misuse of deliverables outside agreed scope.

10. Governing law

These terms are governed by the laws of the Republic of Korea. Disputes shall be subject to the exclusive jurisdiction of the courts of Busan, South Korea.

11. Modifications

We may update these terms by posting revisions on this page. Continued website use after changes constitutes acceptance.

12. Contact

Service Elm Hub Co., Ltd.
Office 8, 29 Example-ro, Jung-gu, Busan 00000
Email: contact@service-elmhub.click
Phone: +82 51 0000 2180